Why pay today's rates when you can take over a low 2.75% loan? This property offers an assumable mortgage - giving you lower payments and more buying power! This Natomas home serves up charm, function, and a backyard full of surprises! With 3 bedrooms, 2 bathrooms, and 1,323 SF of thoughtfully used space, it lives larger than it looks. The kitchen features newer stainless steel appliances (fridge included!), and the laundry room is equipped with a washer and dryer. A 2021 hybrid water heater keeps energy bills in check while delivering plenty of hot water. Step outside to a backyard with fruit-producing nectarine and plum trees and even grapevines for your late summer harvest. All this, just minutes from Natomas Crossing with shopping, dining, groceries, and freeway access to both I-5 and I-80. Bonus: this home is located near the planned Upper Westside development, bringing future parks, schools, shops, and more to the area. A sweet spot in one of Sacramento's most connected neighborhoods!